A Guide to Understated Elegance

As autumn arrives, it's the perfect season to embrace the timeless "old money" aesthetic. Rooted in subtle elegance and a sense of ease, old money style is about wearing pieces that reflect refinement without relying on logos or fast trends. It values quality over quantity, drawing on a palette of classic, neutral colors and luxurious textures that speak to heritage and understated luxury.

Here’s a complete guide to embodying the old money look this autumn, from essential garments to color palettes and fabrics that exude quiet sophistication.

1. Prioritize High-Quality Basics

Old money style is all about elevated basics. Choose timeless, well-crafted pieces that offer versatility and durability.

• Tailored Trousers: Go for high-waisted, pleated trousers in wool or cashmere blends. Colors like camel, navy, and charcoal gray work perfectly for a polished look. Ensure they’re expertly tailored; a well-fitted pair of trousers adds an instant air of elegance.

• Classic Sweaters: Cashmere and merino wool sweaters in neutral tones are a must-have. Consider turtlenecks, crewnecks, and cardigans for layering. These sweaters exude warmth while being effortlessly sophisticated.

• White Button-Up Shirt: A crisp, high-quality white shirt is essential. Look for details like French cuffs or a subtle collar—elements that hint at refinement without being flashy.

2. Embrace a Neutral, Muted Color Palette

The old money aesthetic tends to favor understated colors that reflect a timeless sense of style. This fall, opt for hues like:

• Earthy Browns: From deep chestnut to light beige, browns are warm and versatile, grounding any look.

• Navy Blue: Often seen in blazers or coats, navy is a color associated with heritage and formality.

• Olive Green: This color fits seamlessly into the fall landscape, offering a subtle nod to the season.

• Gray: Sophisticated and elegant, a range of grays (from light ash to deep charcoal) can enhance any autumn outfit.

3. Choose Timeless Outerwear

Autumn calls for layering, and a well-made coat or jacket is the cornerstone of an old-money wardrobe.

• Camel Coat: A double-breasted camel coat in wool or cashmere is a timeless investment piece that conveys class. The coat’s neutral color pairs well with almost any outfit, and it’s versatile enough for casual and formal settings.

• Blazers: Tweed, houndstooth, or wool blazers are perfect for a refined autumn look. A slightly oversized blazer in a neutral color can be dressed up or down with ease.

• Waxed or Quilted Jackets: For outdoor, country-inspired looks, consider a Barbour or similar waxed jacket. Quilted jackets are also an excellent choice, especially in deep green or navy.

4. Embrace Luxurious Fabrics and Textures

Texture is key when channeling the old-money vibe, especially in autumn. Invest in fabrics that offer depth and richness:

• Cashmere and Wool: Soft cashmere sweaters, scarves, and hats add warmth and a luxurious feel to any outfit.

• Tweed and Houndstooth: These classic patterns bring character to blazers, skirts, or even trousers. They embody the heritage look associated with British nobility and Ivy League style.

• Suede and Leather: Incorporate leather belts, loafers, or suede boots into your wardrobe. Leather accessories—especially in rich browns and tans—will patina over time, adding to their timeless charm.

5. Pay Attention to Footwear

Footwear in the old money aesthetic leans toward practicality and quality, emphasizing classic designs over flashy trends.

• Loafers: Leather or suede loafers, especially penny loafers or horse-bit styles, are ideal. Black, brown, or even burgundy loafers complement an autumn palette beautifully.

• Chelsea Boots: In black or brown leather, Chelsea boots are versatile and work well with tailored trousers or jeans.

• Brogues or Oxfords: These timeless shoes are ideal for more formal occasions, adding a polished touch to any outfit.

6. Accessorize Thoughtfully

The old money style is marked by a minimalist approach to accessories. Opt for pieces that are functional and subtly elegant.

• Watches: Choose classic, understated watches with leather straps or metal bracelets. Brands known for their heritage and quality, such as Rolex or Patek Philippe, are quintessentially old money.

• Belts: A leather belt with a simple brass or silver buckle adds polish without drawing attention.

• Scarves: Go for a wool or cashmere scarf in a muted color. Scarves are practical for fall and add a sophisticated layer to your outfit.

7. Aim for Subtle Elegance in Grooming

Your grooming should reflect the same restraint as your clothing. Natural hairstyles, clean-cut nails, and understated makeup are essential for an old-money look. Avoid overtly trendy hairstyles or makeup; instead, go for a polished and effortless appearance.

8. Build Your Look Around Confidence and Comfort

The essence of old money style is comfort paired with confidence. When selecting your pieces, focus on what feels comfortable and natural to you. Instead of forcing an outfit, create a wardrobe of pieces you enjoy wearing—styles that reflect not only timeless fashion but also your own personality.

Conclusion

Dressing "old money" in autumn is about embodying a lifestyle of sophistication, quality, and refinement. By choosing neutral colors, luxurious textures, and classic silhouettes, you’ll create looks that are stylish without being ostentatious. The old-money aesthetic favors those who value longevity and elegance over fleeting trends, making it a style that’s truly timeless. Embrace the simplicity, invest in quality, and enjoy the refined comfort that comes with dressing the old money way this autumn.