The Art of Understated Elegance

In the world of quiet luxury, accessories are never about excess—they are about refinement, heritage, and effortless sophistication. The old-money aesthetic prioritizes timeless, well-crafted pieces that complement a look without overpowering it. These are not fleeting trends but carefully chosen investments, often passed down through generations.

This month, we explore the essential accessories that define true, understated elegance.

The Essentials of Old Money Accessories

1. The Classic Watch: A Testament to Time

An old-money wardrobe is incomplete without a finely crafted timepiece. Rather than flashy, oversized models, the preference is for elegant, understated designs from heritage brands like Patek Philippe, Vacheron Constantin, or Cartier. A vintage Jaeger-LeCoultre or a discreet Rolex Oyster Perpetual speaks of quiet confidence rather than status-seeking.

2. Pearls & Heirloom Jewelry: Subtle Sophistication

Jewelry should be meaningful, not loud. A strand of perfectly matched pearls, delicate diamond studs, or a simple gold bracelet is the mark of refined taste. Cartier’s Love bracelet, Van Cleef & Arpels’ Alhambra pieces, and Chaumet’s timeless designs are perfect examples of jewelry that whispers rather than shouts.

3. Leather Goods: Timeless Craftsmanship

A well-made leather tote, structured handbag, or a classic wallet is essential. Old-money families favor brands known for quality rather than overt branding—think Hermès’ Kelly or Birkin, a classic Chanel flap, or a Valextra tote. The leather should age gracefully, telling a story of heritage and care.

4. Silk Scarves & Pocket Squares: A Nod to Tradition

A Hermès silk scarf tied around the neck or draped over a handbag is a signature of refined style. For gentlemen, a fine linen or silk pocket square adds a touch of old-world charm to a blazer or suit. These pieces carry history, often passed down as treasured heirlooms.

5. Sunglasses: Understated & Timeless

Oversized logos and trendy frames are not part of the old-money aesthetic. Instead, classic Persol, Oliver Peoples, or vintage-style Ray-Bans define true sophistication. Think Audrey Hepburn in cat-eye sunglasses or Gianni Agnelli’s timeless Persols—effortlessly elegant.

6. The Belt: A Finishing Touch

A well-crafted leather belt with a simple, elegant buckle can tie an outfit together. Hermès' classic H belt (in its most understated version), a fine crocodile belt, or a handmade Italian leather piecereflects discretion and quality.

7. Footwear: Quietly Luxurious

Old money doesn’t chase hype. For women, Chanel ballet flats, Gucci loafers, or custom riding boots are essentials. For men, John Lobb or Edward Green Oxford shoes, Belgian loafers, or classic driving shoes complete a refined wardrobe. The key? Well-maintained, polished leather that lasts decades.

8. Fragrance: A Signature Scent

A signature fragrance is a quiet luxury—never overpowering, always sophisticated. Creed’s Aventus, Guerlain’s Habit Rouge, Hermès' Terre d’Hermès, or Chanel No. 5 are examples of scents that exude timeless refinement.

The Old Money Mindset: Quality Over Quantity

The true secret to old-money accessorizing isn’t about amassing designer goods; it’s about choosing quality pieces that stand the test of time. Every item carries meaning—whether it’s a watch inherited from a grandfather, a handbag gifted on a milestone birthday, or a silk scarf that has traveled across generations.

This season, embrace the philosophy of quiet luxury: fewer, better things that tell a story of heritage, discretion, and effortless elegance.